LEGAL · INSURANCE · FINANCE · ESTATE PLANNING

The LIFE Pact™

1. The LIFE Score™ Quiz

Free · 3 minutes · 12 Questions

Find out exactly where your family stands.

Before you can close a gap, you have to see it. The LIFE Score™ is a free, 3-minute quiz that measures your family's readiness across all four pillars — Legal, Insurance, Finance, and Estate Planning — and tells you exactly which conversation to start with, instead of guessing.

You'll meet Jourden, Marcus, Guy, and Alana right here — each one representing one pillar, each one a real story your family will recognize before you even open the Guide. Your quiz results are personalized to whichever character's journey matches your family's biggest gap right now.

"Americans correctly answered only 47% of the index's 28 questions on average — a statistically significant decline from the prior year and the lowest result in the survey's 10-year history."
— TIAA Institute-GFLEC, 2026 Personal Finance Index

You'll walk away with a real number, your strongest pillar, and your weakest one. That result is your starting point — and it's exactly what the Parent's Guide picks up where the quiz leaves off.

2. The Parent's Guide

$9.99 · 4 Conversation Starters · 4 Power Moves

Now that you know where to start, here's exactly how.

The LIFE Score™ told you which conversation matters most for your family. The Parent's Guide is where you actually have it. Built around Jourden, Marcus, Guy, and Alana — the same four characters from your quiz results — it turns each pillar into a real story your family can talk about, not a lecture.

Whichever character matched your weakest pillar on the quiz, you'll go deeper into their story here — Jourden's unpaid logo job, Marcus's uninsured accident, Guy's compound interest moment, Alana's family and the will that never got written. Each one ends in a simple "Power Move" you can take that same week.

"Research shows there's a major difference between students who take a standalone, full-semester personal finance course versus those who had exposure to a few financial literacy content standards or lessons in other courses."
— Yanely Espinal, Director of Educational Outreach, Next Gen Personal Finance

This isn't a textbook you read once and shelve. It's a conversation guide you'll come back to as your child grows. And when you're ready to move from talking about it to actually doing it — opening the account, drafting the agreement, starting the policy — that's exactly what the Family Action Kit is built for.

3. The Family Action Kit

$49.99 · 4 Implementation Guides · 8 Worksheets · Official References

From the conversation to the action.

You've had the conversations. Now it's time to act on them. The Family Action Kit is the hands-on companion to the Parent's Guide — a full implementation toolkit with step-by-step guides, fillable worksheets, and real referral frameworks to help you find the right professional for every pillar.

This is where Jourden, Marcus, Guy, and Alana's stories go one chapter further — each character gets a second, deeper story in the Kit, showing exactly what happened after the lesson: Jourden learning her rights as a working minor, Marcus discovering his policy could build real wealth, Guy learning the difference between earning and owning, Alana's family finding the trust attorney who changed everything. Their next steps become your family's next steps.

"Hands-on activities and project-based learning get the students to take action around their personal finances. Students who complete the full course come away with real-world action steps."
— National Financial Educators Council

Where the Parent's Guide taught you why these conversations matter, the Family Action Kit gives you the how: drafting your first family agreement, comparing insurance policies, opening a custodial Roth IRA, understanding what your family actually needs from a will or a trust.

You don't have to finish this in a weekend. Take one pillar at a time, one week at a time — a family that works through one conversation and one action every week will be fully prepared in a month. That's exactly how this Kit is built to be used: focused, not rushed, so it actually sticks. Revisit it as often as you need, even after you've finished, and join the community to keep building on what you've started.

The Family Readiness Assessment

Where will your family readiness journey start?

A STRONGER FUTURE CAN START TODAY

Begin with a trusted guide designed to make life's most important conversations feel more possible—one question at a time. The Parent's Guide

Real Stories · Real Conversations

Family Accomplishments & Milestones

This is where your family goes from informed to prepared — for good.